Ruletka gra, also referred to as live roulette, is a prominent casino site game that has been delighted in by gamers for centuries. With the rise of on the internet betting, ruletka gra has actually come to be much more easily accessible to gamers worldwide. Whether you are a skilled gambler or an amateur wanting Read More

Healthcare savings accounts versus flexible spending accounts. What’s the difference? Well, the first thing to know about a healthcare savings account is you can only open one if you have a high deductible health plan. High deductible health plans don’t cover anything except for preventive care services until after that deductibles been met. So if Read More

So, when we talk about flexible spending accounts, it’s part of the Section 125 Plan IRS rules. Basically, an employee can establish an account, like a checking account, where they can set aside dollars pre tax for medical care up to $3,200 per year and for dependent care expenses. So, if you have a child Read More

Engaging your benefits broker is important when communicating your employee benefit programs. Sometimes employees are just more comfortable talking with someone from outside the organization. And giving them options of different people to talk to is super important. Typically we would see our client’s employees to go over their benefit options once a year during Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. Let’s take a minute to talk about the insurance-broker relationship and why it’s so important. As an insurance broker, we sell and service the policies for the carriers we represent. Think about how many more employees companies like UnitedHealthcare and Florida Blue would have to hire Read More

One of the most important things about employee benefit plan communication is to think of it at open enrollment for sure, but also throughout the year. Open enrollments important because it is the one time of year where employees actually sit down and think about employee benefit plans again, try to understand their health insurance Read More

When I sit down to compare health insurance plans, the two most important plan features I look at are the annual premium, of course, how much is that plan going to cost for the year, and then the annual plan maximum out-of-pocket benefit. This is one of the most important plan features to consider. Maximum Read More

Employee wellness programs for small businesses can absolutely be executed. Insurance carriers now offer so many resources for wellness. Talk to your benefits broker. Ask them what’s included in your benefits policy. And make sure that your employees are aware of the tools that are available to them just within their insurance carrier. And then Read More

There are a lot of different ways to deploy an employee wellness program. You could do something very simple. As far as maybe using the tools and the resources that your insurance carrier provides. Or you can take it all the way and put together a wellness team within your company. Plan competitive events like, Read More

Most vision plans do not cover LASIK. However, if you use their network, there are plans that will offer you a discount for that LASIK vision provider. So maybe you’ll get 25 percent off, 20 percent off of whatever they would standardly charge a patient for the surgery.