Implementing a Wellness Program

There are a lot of different ways to deploy an employee wellness program. You could do something very simple. As far as maybe using the tools and the resources that your insurance carrier provides. Or you can take it all the way and put together a wellness team within your company. Plan competitive events like, Read More

Do Vision Plans Cover Lasik?

Most vision plans do not cover LASIK. However, if you use their network, there are plans that will offer you a discount for that LASIK vision provider. So maybe you’ll get 25 percent off, 20 percent off of whatever they would standardly charge a patient for the surgery.

Two Benefit Brokers at the Same Time

Hi, this is Connie Chiara with Corporate Benefit Partners. It is not a good idea to work with two benefit brokers at the same time. Here’s the reason why. In our Florida marketplace, we only have five primary health insurance carriers. When an RFP comes in from multiple brokers, the insurance carrier will issue the Read More

How Much Does it Cost to Offer Dental & Vision Coverage?

You can offer dental and vision plans voluntary, or you can have some employer contribution for them. They’re very affordable. So, if it’s $35 a month for a really good dental plan, most employees will opt to pay for that rather than having to worry about paying a thousand dollars throughout the year for a Read More

Medicare Part D Credible Coverage Notice

Hi, this is Connie Chiara with Corporate Benefit Partners. Let’s talk for just a minute about Employee Benefit Plan Compliance. Every year in September, employers are required to provide Medicare-eligible employees with a Medicare Part D Credible Coverage Notice. What exactly is a Medicare Part D Notice and why do we need to provide it Read More

How Dental & Vision can Reduce Your Medical Premium

Something else with dental and vision, a lot of times, the health insurance carriers who offer dental and vision plans will allow you at renewal time, for example, an extra discount off the health insurance premium if you’re offering dental and vision plans. So let’s just say an insurance carrier is going to offer two Read More

What it Means to be an ALE

Hi, this is Connie Chiara with Corporate Benefit Partners. The Employee Benefits business is filled with acronyms. Let’s talk for a minute about healthcare reform and what it means to be an ALE. There are two provisions of the Affordable Care Act that apply only to Applicable Large Employers, or ALEs. The first provision is Read More

What is an Unlimited Dental Plan?

There’s some really good things happening in the dental marketplace that I think it’s important for people to know about. There’s a couple of carriers out there now that are offering what we call unlimited dental plans. So, if an employer offers this plan to employees, they can have as many crowns, as many bridges, Read More

Maintaining the Correct Section 125 Plan Documents

Hi, this is Connie Chiara with Corporate Benefit Partners. When it comes to employee benefit plan compliance, I often find that employers are not maintaining the correct Section 125 plan documents. A Section 125 plan allows employees to pay for certain benefits on a pre-tax basis. The most basic and most popular type of a Read More

Employer Sponsored Health Coverage & The IRS

Hi, this is Connie Chiara with Corporate Benefit Partners. Let’s talk for a minute about healthcare reform and employee benefit claim compliance. Healthcare reform requires that employers report information to the IRS and to full-time employees regarding their employer-sponsored coverage. The IRS uses this information to verify that employers offer health insurance coverage in accordance Read More