The top three things that employers need to know about health care reform is number one, does health care reform apply to their company? If the answer is yes, then it’s important for you to know that you have to offer, according to the law, minimum essential coverage at an affordable price. Now, health insurance Read More

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I want you to think of choosing your insurance broker the same way that you choose your accounting firm, the same way that you might choose an attorney, the same way that you might choose your wealth advisor who’s working with your 401k and pension plans. Look at the qualifications of the individual that you’re Read More

Another really valuable part of an EAP plan, and I’ve had to use this twice in my career, is where an employer had a death, maybe on site. This recently happened with one of my clients. One of the employees passed away at work, and we were able to call the EAP plan, and literally, Read More

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Employee assistance programs are really valuable tools for employees to use during certain times in their life. Let’s say they’re going through a divorce, or they have money problems, or now they’re all of a sudden charged with caring for an elderly parent, and they need resources and people to talk to, maybe some counseling. Read More

Preventive care in corporate plans have really, has really come a long way. With the Healthcare Reform Act, it’s required that an employer, when they offer a plan, pays 100 percent of the cost for preventive healthcare visits. And there’s a reason for it. We want you to go and have those checkups and make Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. PPO plans are still the most popular type of plan offered by employers nationally. 57 percent of employees are enrolled in a PPO or Point of Service health insurance plan, offering the option to seek medical care in or out of the health insurance plan network. Read More

Healthcare savings accounts are portable. They are set up depending on your employer. So your employer usually will engage with a bank or a third party administrator to set up that account for you and all of your deposits go into it. So let’s say you leave one employer and you go to another employer Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. Employer-sponsored health insurance covers almost 153 million people in the United States. Like many other expenses, the cost for employer-sponsored plans has risen from 2023 to 2024. In 2023, the average annual premium was $8,435 for single coverage, and $23,968 for family coverage. Marking a 7% Read More