The Two Most Important Plan Features

When I sit down to compare health insurance plans, the two most important plan features I look at are the annual premium, of course, how much is that plan going to cost for the year, and then the annual plan maximum out-of-pocket benefit. This is one of the most important plan features to consider. Maximum Read More

Wellness Programs for Small Businesses

Employee wellness programs for small businesses can absolutely be executed. Insurance carriers now offer so many resources for wellness. Talk to your benefits broker. Ask them what’s included in your benefits policy. And make sure that your employees are aware of the tools that are available to them just within their insurance carrier. And then Read More

Implementing a Wellness Program

There are a lot of different ways to deploy an employee wellness program. You could do something very simple. As far as maybe using the tools and the resources that your insurance carrier provides. Or you can take it all the way and put together a wellness team within your company. Plan competitive events like, Read More

Do Vision Plans Cover Lasik?

Most vision plans do not cover LASIK. However, if you use their network, there are plans that will offer you a discount for that LASIK vision provider. So maybe you’ll get 25 percent off, 20 percent off of whatever they would standardly charge a patient for the surgery.

Two Benefit Brokers at the Same Time

Hi, this is Connie Chiara with Corporate Benefit Partners. It is not a good idea to work with two benefit brokers at the same time. Here’s the reason why. In our Florida marketplace, we only have five primary health insurance carriers. When an RFP comes in from multiple brokers, the insurance carrier will issue the Read More