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Something else with dental and vision, a lot of times, the health insurance carriers who offer dental and vision plans will allow you at renewal time, for example, an extra discount off the health insurance premium if you’re offering dental and vision plans. So let’s just say an insurance carrier is going to offer two Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. The Employee Benefits business is filled with acronyms. Let’s talk for a minute about healthcare reform and what it means to be an ALE. There are two provisions of the Affordable Care Act that apply only to Applicable Large Employers, or ALEs. The first provision is Read More

There’s some really good things happening in the dental marketplace that I think it’s important for people to know about. There’s a couple of carriers out there now that are offering what we call unlimited dental plans. So, if an employer offers this plan to employees, they can have as many crowns, as many bridges, Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. When it comes to employee benefit plan compliance, I often find that employers are not maintaining the correct Section 125 plan documents. A Section 125 plan allows employees to pay for certain benefits on a pre-tax basis. The most basic and most popular type of a Read More

Hi, this is Connie Chiara with Corporate Benefit Partners. Let’s talk for a minute about healthcare reform and employee benefit claim compliance. Healthcare reform requires that employers report information to the IRS and to full-time employees regarding their employer-sponsored coverage. The IRS uses this information to verify that employers offer health insurance coverage in accordance Read More